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Whoa....Who's Signing ?

Whoa...Who's signing?!

 

In our busy lives time is money and  everything has to be done super fast, like texting, emailing and electronic signatures.  This technology helps expedite the  real estate process.

But do you really know who's signing?

 

Sign here Margaret Rome 410-530-2400

 

Working with a very close family whose father was in the hospital, I met the wife and a daughter at a condo.  They needed to move. Dad would not be able to return to the family home because of the steps.

A decision was made, after viewing this property, to write an offer. Yes the entire family is sure this is the right place for them. 

 

I took down their information and alerted their lender that we needed an approval letter to move forward. When speaking with the family, I found out that one sibling had power of attorney for her dad. I asked to see a copy of the POA to include with my offer.

Then I asked:  Who will be signing the contract offer. The sister said the brother would be signing because his  signature would be more like Dad's writing.

Whoa.... Who's signing?!

I will be meeting in person with the family so I will be sure and  not have to say

 

Whoa...Who's Signing?!

 

Margaret Rome 410-530-2400

 

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Comment balloon 15 commentsMargaret Rome Baltimore 410-530-2400 • January 05 2016 07:55AM

Comments

"The sister said the brother would be signing because his  signature would be more like Dad's writing".

  Wow!  I believe that is called, "Forgery".

Posted by Fred Griffin Tallahassee Real Estate, Licensed Florida Real Estate Broker (Fred Griffin Real Estate) over 4 years ago

Fred Griffin Now you are being perceptive! 

 

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

Yowza.  I recently had a conversation with another agent about this matter. I am so thankful that I get most of my signatures in person.  And yes, I have gone to various places to get them including the hospital and the county jail.

Posted by Tammy Lankford,, Broker GA Lake Sinclair/Eatonton/Milledgeville (Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668) over 4 years ago

 Good morning Margaret. When possible, it's always best to get signatures in person.

Posted by TeamCHI - Complete Home Inspections, Inc., Home Inspectons - Nashville, TN area - 615.661.029 (Complete Home Inspections, Inc.) over 4 years ago

Tammy Lankford I still prefer signatures in person but I am seeing so many e signatures and finding out the agent has never met the person signing. This has the potential for some real concerns.

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

This does seem to be a troubling scenario where people are signing for other people now that e-signatures are more popular. We use an electronic signing service now and it's easy for people to tell their family members/etc to just "log on and take care of it for me."  While esignatures are certainly quicker and more convenient, certain things should probably still be done with "wet" signatures.

Posted by Kat Palmiotti, The House Kat (406-270-3667, kat@thehousekat.com, Broker, Blackstone Realty Group - brokered by eXp Realty) over 4 years ago

In today's world with all the electronic signatures it's sometimes hard to know who has "signed" the document. Another good reason to have title insurance when you buy a home.

Posted by Alan Gross, Loan Consultant (PrimeLending, A PlainsCapital Company, Equal Housing Lender) over 4 years ago

I often use eSign and really like the convenience with it, but that is a great point of not really knowing who actually signed.  I have had clients where the wife or the husband will do both electronic signatures, but I know that the other party is fine with that.

Posted by Brian England, MBA, GRI, REALTOR® Real Estate in East Valley AZ (Arizona Focus Realty) over 4 years ago

Brian England Again, we just don't know who is signing. 

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

Yikes!  Good thing that little oopsie was said aloud and any potential issue down the road avoided.

Posted by Chris Ann Cleland, Associate Broker, Bristow, VA (Long and Foster REALTORS®, Gainesville, VA) over 4 years ago

Chris Ann Cleland You are so right. I will be meeting with the entire family for signatures!

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

its kind of like electonic signatures.  You never know on those either.

Posted by Joan Dickie, Keller Williams Premier Realty (Keller Williams Premier Realty) over 4 years ago

Joan Dickie That is my concern!

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

Good for you Margaret Rome, Baltimore Maryland .   A forged signature is just that no matter who does it AND who knows about it and goes forward fraudulently.   Great move to see to it personally.   Better than 2 to 5 in the pokie.

Posted by DEANNA EARLY - - ( NMLS # 268590 ), Highest Ranked Mortgage Loan Originator Virginia (American National Bank & Trust) over 4 years ago

Deanna Early , Love your colorful comments.

Posted by Margaret Rome Baltimore 410-530-2400, Sell Your Home With Margaret Rome ( HomeRome Realty 410-530-2400) over 4 years ago

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